Constitutionality of the Execution of Fiduciary Guarantees within the Framework of Consumer Rights Protection

Konstitusionalitas Eksekusi Jaminan Fidusia dalam Kerangka Perlindungan Hak Konsumen

Authors

  • Merva Putri Salvia Fakultas Hukum, Universitas Pendidikan Nasional Denpasar, Denpasar, Bali, Indonesia
  • Luh Putu Yeyen Karista Putri Fakultas Hukum, Universitas Pendidikan Nasional Denpasar, Denpasar, Bali, Indonesia https://orcid.org/0000-0002-8324-5761

DOI:

https://doi.org/10.31078/jk2127

Keywords:

Fiduciary, Constitutional Court, Debtors, Creditors

Abstract


The arbitrariness of creditors in carrying out parate executions is very disturbing and causes material and immaterial losses for debtors, this is because there are inappropriate norms in a quo article in the form of the phrase that the strength of a fiduciary guarantee certificate is equal with a valid court decision. fixed law and the phrase breach of contract. This research aims to describe changes in the implementation of parate execution as regulated in Article 15 paragraph 2 and paragraph 3 of Law 42/1999 before and after the Constitutional Court Decision and the implications of the Constitutional Court decision for the current fiduciary concept. This research uses a type of normative juridical research. The research results show that Article 15 paragraphs 2 and 3 conflict with the 1945 Constitution, this is because the basic norms contained in this Article do not have a single interpretation so they can be misused by creditors against debtors. With the Constitutional Court’s decision regarding the material review of the a quo article, it provides a clear picture of the current fiduciary guarantee mechanism. In order to follow up on justice and equality between debtors and creditors, it is necessary for the government to play a role in regulating it more efficiently.

Author Biographies

Merva Putri Salvia, Fakultas Hukum, Universitas Pendidikan Nasional Denpasar, Denpasar, Bali, Indonesia

Merva Putri Salvia was born in the city of Jogjakarta on March 19, 2003. She completed her primary to secondary education at SDN 10 Pangkajenne in the city of Siddenreng Rappang, SMP Pancasila Canggu, and SMAK Santo Yoseph Denpasar. She is currently pursuing her final semester of undergraduate studies in Law at Universitas Pendidikan Nasional Denpasar. Besides being an active student, Merva has also written articles for the digital media SDGs Indonesia Bappenas and has participated in various social activities, leading to her being trusted as one of the Young Partners of UNICEF Indonesia.

Luh Putu Yeyen Karista Putri, Fakultas Hukum, Universitas Pendidikan Nasional Denpasar, Denpasar, Bali, Indonesia

Luh Putu Yeyen Karista Putri was born on May 22, 1994. She currently serves as a lecturer at the Faculty of Law at Universitas Pendidikan Nasional Denpasar, a position she has held since 2021. Before becoming a lecturer, she completed her undergraduate studies in Law at Udayana University in 2016 and continued her postgraduate studies in Law at Maastricht University in the Netherlands, graduating in 2018. She is currently pursuing her doctoral studies at Monash University in Australia with an LPDP scholarship.

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Published

2024-06-01

How to Cite

Salvia, Merva Putri, and Luh Putu Yeyen Karista Putri. 2024. “Constitutionality of the Execution of Fiduciary Guarantees Within the Framework of Consumer Rights Protection: Konstitusionalitas Eksekusi Jaminan Fidusia Dalam Kerangka Perlindungan Hak Konsumen”. Jurnal Konstitusi 21 (2):275-91. https://doi.org/10.31078/jk2127.

Issue

Vol. 21 No. 2 (2024)

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Articles

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